The article describes a threat landscape shift where AI-enabled impersonation and social engineering are making fraud cheaper, faster, and more convincing, pressuring victims into authorizing payments themselves. It notes that while these behavioral manipulation attacks are growing, core payment defenses are strengthening, with token fraud and enumeration losses declining. The source is a high-level industry report and does not provide technical details on a specific vulnerability, CVSS score, affected software versions, patches, or workarounds.
Scams have become one of the fastest-growing consumer risks, driven by AI-enabled impersonation, social engineering, and sophisticated attack methods, according to Visa’s Spring 2026 Biannual Threats Report. Criminals redirect efforts toward trust and third parties Fraud involves behavioral manipulation, fragmented ecosystems, and faster attack cycles that use AI to pressure people into authorizing payments themselves. The payments ecosystem continues to strengthen core defenses. Token fraud declined 9.6% and enumeration losses fell 16% from July through … More → The post The new economics of fraud: Cheaper, faster, more convincing appeared first on Help Net Security .